/* Payments Central — Brand v1.0 */

:root {
    --navy: #0A0F2C;
    --blue: #1A73FF;
    --aqua: #00C2A8;
    --amber: #F6AD55;
    --slate: #4A5568;
    --silver: #E2E8F0;
    --cloud: #F7F9FC;
    --white: #FFFFFF;

    --ink: var(--navy);
    --ink-soft: var(--slate);
    --line: var(--silver);

    --radius: 12px;
    --radius-lg: 16px;
    --shadow-sm: 0 1px 2px rgba(10, 15, 44, .06);
    --shadow-md: 0 8px 24px rgba(10, 15, 44, .08);
    --shadow-lg: 0 24px 48px rgba(10, 15, 44, .12);

    --container: 1120px;
}

* { box-sizing: border-box; }

html {
    -webkit-text-size-adjust: 100%;
    scroll-behavior: smooth;
}

body {
    margin: 0;
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    font-feature-settings: 'cv11', 'ss01', 'ss03';
    color: var(--ink-soft);
    background: var(--white);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4 {
    color: var(--ink);
    font-weight: 700;
    line-height: 1.2;
    letter-spacing: -0.01em;
    margin: 0;
}

p { margin: 0; }

a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }
/* Body-copy links on light backgrounds: darkened blue for WCAG AA
   (brand #1A73FF only hits ~4.25:1 at body size). */
.prose a, .disclosure-box a { color: #0E5FE0; text-decoration: underline; }
/* In-text links on white surfaces: AA contrast + non-color (underline) cue. */
.card p a { color: #0E5FE0; text-decoration: underline; }
/* In-text links on the dark hero: light blue for contrast + underline cue. */
.hero .lede a { color: #7FB2FF; text-decoration: underline; }

ul { list-style: none; padding: 0; margin: 0; }

img, svg { display: block; max-width: 100%; }

.skip-link {
    position: absolute;
    left: -9999px;
    top: 0;
    background: var(--navy);
    color: var(--white);
    padding: 12px 18px;
    z-index: 100;
}
.skip-link:focus { left: 12px; top: 12px; }

:focus-visible {
    outline: 2px solid var(--blue);
    outline-offset: 2px;
    border-radius: 4px;
}

.container {
    max-width: var(--container);
    margin: 0 auto;
    padding: 0 24px;
}

/* Header */
.site-header {
    position: sticky;
    top: 0;
    z-index: 10;
    background: rgba(255, 255, 255, 0.92);
    backdrop-filter: saturate(180%) blur(10px);
    -webkit-backdrop-filter: saturate(180%) blur(10px);
    border-bottom: 1px solid var(--line);
}

.nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 64px;
    gap: 24px;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: var(--ink);
    font-weight: 700;
    font-size: 16px;
    flex-shrink: 0;
}
.brand:hover { text-decoration: none; }

.brand-mark { display: inline-flex; line-height: 0; }
.brand-mark svg { display: block; }

.nav-actions {
    display: flex;
    align-items: center;
    gap: 8px;
    flex-shrink: 0;
}

.nav-toggle {
    display: none;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    background: transparent;
    border: 1px solid var(--line);
    border-radius: 8px;
    color: var(--ink);
    cursor: pointer;
    padding: 0;
}
.nav-toggle:hover { background: var(--cloud); }
.nav-toggle .icon-close { display: none; }
.nav-toggle[aria-expanded="true"] .icon-menu { display: none; }
.nav-toggle[aria-expanded="true"] .icon-close { display: block; }

.nav-links { display: flex; gap: 28px; }
.nav-links a {
    color: var(--ink-soft);
    font-size: 14px;
    font-weight: 500;
    padding: 8px 0;
    min-height: 44px;
    display: inline-flex;
    align-items: center;
}
.nav-links a:hover { color: var(--ink); text-decoration: none; }
/* Scoped to .nav-links so it out-specifies the later `.btn { display: inline-flex }`
   rule — these links carry both `mobile-only` and `btn` classes. */
.nav-links .mobile-only { display: none; }

/* Buttons — 44px min height for tap targets */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 44px;
    padding: 10px 22px;
    border-radius: 999px;
    font-weight: 600;
    font-size: 15px;
    cursor: pointer;
    transition: transform .15s ease, box-shadow .15s ease, background .15s ease, border-color .15s ease;
    border: 1px solid transparent;
    font-family: inherit;
    white-space: nowrap;
}
.btn:hover { text-decoration: none; transform: translateY(-1px); }
.btn:active { transform: translateY(0); }
.btn-sm { min-height: 36px; padding: 6px 16px; font-size: 14px; }

.btn-primary {
    /* Slightly darkened from brand Electric Blue (#1A73FF) to meet WCAG AA (5.1:1 on white) */
    background: #0E5FE0;
    color: var(--white);
}
.btn-primary:hover { background: #0A4DBE; box-shadow: var(--shadow-md); }

.btn-ghost {
    background: transparent;
    color: var(--ink);
    border-color: var(--line);
}
.btn-ghost:hover { border-color: var(--ink); background: var(--cloud); }

/* Hero — dark, centered, glass dashboard mock */
.hero {
    position: relative;
    padding: 120px 0 96px;
    overflow: hidden;
    isolation: isolate;
    background: var(--navy);
    color: #fff;
    text-align: center;
}
.hero-bg {
    position: absolute;
    inset: 0;
    z-index: -1;
    background:
        radial-gradient(1100px 520px at 50% -8%, rgba(26, 115, 255, .38), transparent 62%),
        radial-gradient(820px 460px at 12% 8%, rgba(0, 194, 168, .22), transparent 60%),
        radial-gradient(760px 460px at 88% 14%, rgba(99, 91, 255, .20), transparent 60%),
        linear-gradient(180deg, #0A0F2C 0%, #0B1233 60%, #0A0F2C 100%);
}
.hero-bg::after {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(255, 255, 255, .035) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255, 255, 255, .035) 1px, transparent 1px);
    background-size: 56px 56px;
    -webkit-mask-image: radial-gradient(circle at 50% 30%, #000 0%, transparent 72%);
    mask-image: radial-gradient(circle at 50% 30%, #000 0%, transparent 72%);
}
.hero-inner { position: relative; }

/* Plain eyebrow label — used by subpage heroes / legal prose headers.
   (Homepage uses .eyebrow-pill.) */
.eyebrow {
    text-transform: uppercase;
    letter-spacing: .14em;
    font-size: 12px;
    font-weight: 700;
    color: #0E5FE0; /* WCAG AA on white prose pages (privacy/terms) */
    margin: 0 0 14px;
}
.hero .eyebrow {
    color: #7FB2FF; /* light blue — readable on the dark hero (about/security) */
}

.eyebrow-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 7px 14px;
    border-radius: 999px;
    background: rgba(255, 255, 255, .07);
    border: 1px solid rgba(255, 255, 255, .14);
    color: rgba(255, 255, 255, .88);
    font-size: 13px;
    font-weight: 500;
    margin-bottom: 28px;
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
    transition: background .15s ease, border-color .15s ease;
}
.eyebrow-pill:hover { text-decoration: none; background: rgba(255, 255, 255, .12); border-color: rgba(255, 255, 255, .22); }
.eyebrow-pill .dot {
    width: 7px; height: 7px; border-radius: 50%;
    background: var(--aqua);
    box-shadow: 0 0 0 4px rgba(0, 194, 168, .22);
}

.hero h1 {
    font-size: clamp(40px, 6.4vw, 76px);
    line-height: 1.04;
    margin: 0 auto 22px;
    letter-spacing: -0.025em;
    font-weight: 800;
    color: #fff;
    max-width: 16ch;
}
.accent {
    background: linear-gradient(100deg, #4D9BFF 0%, #00C2A8 100%);
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
}

.lede {
    font-size: clamp(17px, 1.6vw, 20px);
    color: rgba(255, 255, 255, .72);
    max-width: 620px;
    margin: 0 auto 36px;
}
.section .lede, .section-sub { color: var(--ink-soft); }

.cta-row {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    margin-bottom: 0;
}
.cta-row.center { justify-content: center; }

.btn-lg { min-height: 52px; padding: 14px 28px; font-size: 16px; }
.btn-on-dark {
    color: #fff;
    border-color: rgba(255, 255, 255, .26);
    background: rgba(255, 255, 255, .04);
}
.btn-on-dark:hover { border-color: rgba(255, 255, 255, .55); background: rgba(255, 255, 255, .1); }

/* Floating glass dashboard mock */
.hero-mock {
    margin: 60px auto 0;
    max-width: 880px;
    perspective: 1600px;
}
.mock-window {
    border-radius: 16px;
    overflow: hidden;
    text-align: left;
    background: rgba(255, 255, 255, .055);
    border: 1px solid rgba(255, 255, 255, .12);
    box-shadow: 0 40px 90px -30px rgba(0, 0, 0, .7), 0 0 0 1px rgba(255, 255, 255, .03) inset;
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    transform: rotateX(7deg);
    transform-origin: top center;
    animation: mock-float 7s ease-in-out infinite;
}
@keyframes mock-float {
    0%, 100% { transform: rotateX(7deg) translateY(0); }
    50% { transform: rotateX(7deg) translateY(-10px); }
}
.mock-bar {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 12px 18px;
    background: rgba(255, 255, 255, .04);
    border-bottom: 1px solid rgba(255, 255, 255, .1);
}
.mock-dots { display: inline-flex; gap: 6px; }
.mock-dots i { width: 11px; height: 11px; border-radius: 50%; background: rgba(255, 255, 255, .25); }
.mock-title { font-size: 13px; color: rgba(255, 255, 255, .6); font-weight: 500; }
.mock-body { padding: 22px; }
.mock-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
    margin-bottom: 20px;
}
.mock-stat {
    background: rgba(255, 255, 255, .04);
    border: 1px solid rgba(255, 255, 255, .08);
    border-radius: 12px;
    padding: 16px;
    display: flex;
    flex-direction: column;
    gap: 4px;
}
.ms-label { font-size: 12px; color: rgba(255, 255, 255, .55); }
.ms-value { font-size: 22px; font-weight: 700; color: #fff; letter-spacing: -0.01em; }
.ms-trend { font-size: 12px; font-weight: 600; }
.ms-trend.up { color: #2BD4B4; }
.ms-trend.down { color: #4D9BFF; }
.mock-txns { display: flex; flex-direction: column; }
.mock-txns li {
    display: grid;
    grid-template-columns: 14px 90px 1fr auto 92px;
    align-items: center;
    gap: 14px;
    padding: 12px 6px;
    border-top: 1px solid rgba(255, 255, 255, .07);
    font-size: 13px;
    color: rgba(255, 255, 255, .8);
}
.t-mark { width: 8px; height: 8px; border-radius: 50%; }
.t-mark.ok { background: #2BD4B4; }
.t-mark.pend { background: var(--amber); }
.t-id { font-variant-numeric: tabular-nums; color: rgba(255, 255, 255, .55); }
.t-route { color: rgba(255, 255, 255, .7); }
.t-amt { font-weight: 600; color: #fff; font-variant-numeric: tabular-nums; }
.t-state { font-size: 12px; font-weight: 600; text-align: right; }
.t-state.ok { color: #2BD4B4; }
.t-state.pend { color: var(--amber); }

/* Logo / providers strip */
.logo-strip { margin-top: 64px; }
.ls-label {
    display: block;
    font-size: 12px;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, .66);
    margin-bottom: 18px;
}
.logo-strip ul {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 16px 40px;
}
.logo-strip li {
    color: rgba(255, 255, 255, .62);
    font-size: 17px;
    font-weight: 600;
    letter-spacing: -0.01em;
}

/* Sections */
.section {
    padding: 104px 0;
    border-top: 1px solid var(--line);
}
.section-alt { background: var(--cloud); }

.kicker {
    text-align: center;
    text-transform: uppercase;
    letter-spacing: .14em;
    font-size: 12px;
    font-weight: 700;
    /* Darkened from brand Electric Blue for WCAG AA at 12px on white. */
    color: #0E5FE0;
    margin: 0 0 14px;
}
.section-title {
    font-size: clamp(28px, 3.6vw, 42px);
    margin: 0 auto 14px;
    font-weight: 800;
    letter-spacing: -0.02em;
    color: var(--navy);
    text-align: center;
    max-width: 18ch;
}
.section-sub {
    font-size: 18px;
    color: var(--ink-soft);
    margin: 0 auto 56px;
    max-width: 620px;
    text-align: center;
}

/* Grid + cards */
.grid { display: grid; gap: 24px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.bento > article:first-child { grid-column: span 2; }
.bento > article:first-child .card-icon { width: 52px; height: 52px; }

.card {
    position: relative;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 30px;
    transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
    overflow: hidden;
}
.card::before {
    content: '';
    position: absolute;
    inset: 0 0 auto 0;
    height: 3px;
    background: linear-gradient(90deg, var(--blue), var(--aqua));
    opacity: 0;
    transition: opacity .2s ease;
}
.card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}
.card:hover::before { opacity: 1; }

.card-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 46px;
    height: 46px;
    border-radius: 12px;
    background: linear-gradient(140deg, rgba(26, 115, 255, .14), rgba(0, 194, 168, .14));
    color: var(--blue);
    margin-bottom: 18px;
}

.card h3 {
    margin: 0 0 8px;
    font-size: 19px;
    color: var(--navy);
}
.card p {
    margin: 0;
    color: var(--ink-soft);
    font-size: 15px;
}

.solution {
    background: var(--white);
    border-radius: 16px;
    padding: 30px;
    border: 1px solid var(--line);
    transition: transform .2s ease, box-shadow .2s ease;
}
.solution:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.solution h3 { margin: 0 0 8px; color: var(--navy); font-size: 19px; }
.solution p { color: var(--ink-soft); margin: 0; }

/* Pricing */
.pricing {
    align-items: stretch;
    padding-top: 20px; /* room for badge overflow on highlight card */
}
.pricing .price-card {
    display: flex;
    flex-direction: column;
    position: relative;
}
.price {
    font-size: 36px;
    font-weight: 800;
    color: var(--navy);
    margin: 8px 0 4px;
    line-height: 1.1;
}
.price span {
    font-size: 16px;
    color: var(--slate);
    font-weight: 500;
}
.price-card > p:not(.price) { flex: 1; margin-bottom: 24px; }
.price-card .btn { margin-top: auto; align-self: flex-start; }
.price-card.highlight {
    border-color: var(--blue);
    box-shadow: 0 12px 32px rgba(26, 115, 255, .14);
    transform: translateY(-8px);
}
.badge {
    position: absolute;
    top: -14px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--blue);
    color: #fff;
    font-size: 11px;
    font-weight: 700;
    padding: 4px 12px;
    border-radius: 999px;
    letter-spacing: .05em;
    white-space: nowrap;
}

/* CTA section */
.section-cta {
    text-align: center;
    background: var(--navy);
    color: var(--white);
    border-top: none;
    background-image:
        radial-gradient(800px 320px at 80% 10%, rgba(26, 115, 255, .25), transparent 60%),
        radial-gradient(600px 260px at 15% 90%, rgba(0, 194, 168, .18), transparent 60%);
}
.section-cta h2 {
    font-size: clamp(28px, 4vw, 44px);
    margin: 0 0 12px;
    color: var(--white);
}
.section-cta p {
    font-size: 18px;
    color: rgba(255, 255, 255, .82);
    margin: 0 0 32px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}
.section-cta .btn-primary { background: var(--white); color: var(--navy); }
.section-cta .btn-primary:hover { background: var(--cloud); }
.section-cta .btn-ghost { color: var(--white); border-color: rgba(255, 255, 255, .3); }
.section-cta .btn-ghost:hover { border-color: var(--white); background: rgba(255, 255, 255, .08); }

/* Footer */
.site-footer {
    padding: 64px 0 32px;
    background: var(--cloud);
    border-top: 1px solid var(--line);
}
.footer-grid {
    display: grid;
    grid-template-columns: 2.2fr 1fr 1.2fr 1fr 1fr;
    gap: 32px;
    margin-bottom: 40px;
}
.footer-brand { max-width: 320px; }
.footer-blurb { margin: 12px 0 16px; line-height: 1.55; }
.footer-contact { line-height: 1.9; }
/* Out-specify the global `.site-footer a { display:block }` so these stay inline. */
.site-footer .footer-contact a { display: inline; margin: 0; }
.footer-bottom {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    gap: 8px 24px;
    padding-top: 24px;
    border-top: 1px solid var(--line);
}
.footer-bottom p { margin: 0; }
.site-footer .footer-grid h3 {
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: .08em;
    color: var(--ink-soft);
    margin: 0 0 12px;
}
.site-footer a {
    display: block;
    color: var(--ink-soft);
    font-size: 14px;
    margin-bottom: 8px;
}
.site-footer a.brand { display: inline-flex; margin-bottom: 12px; }
.site-footer a:hover { color: var(--ink); }
.muted { color: var(--slate); }
.small { font-size: 13px; }

/* Responsive */
@media (max-width: 860px) {
    .grid-3 { grid-template-columns: 1fr; }
    .nav-toggle { display: inline-flex; }
    .nav-links {
        display: none;
        position: absolute;
        top: 64px;
        left: 0;
        right: 0;
        background: var(--white);
        border-bottom: 1px solid var(--line);
        flex-direction: column;
        gap: 0;
        padding: 8px 24px 16px;
        box-shadow: var(--shadow-md);
        z-index: 9;
    }
    .nav-links.is-open { display: flex; }
    .nav-links a {
        padding: 12px 0;
        border-bottom: 1px solid var(--silver);
        min-height: 48px;
    }
    .nav-links a:last-child { border-bottom: none; }
    .nav-links .mobile-only { display: none; }
    .nav-links.is-open .mobile-only { display: inline-flex; margin-top: 4px; }
    .hero { padding: 72px 0 64px; }
    .section { padding: 72px 0; }
    .bento > article:first-child { grid-column: auto; }
    .hero-mock { margin-top: 44px; }
    .mock-window { transform: none; animation: none; }
    .mock-stats { grid-template-columns: 1fr; }
    .mock-txns li {
        grid-template-columns: 10px 1fr auto;
        column-gap: 12px;
    }
    .mock-txns li .t-id,
    .mock-txns li .t-route { display: none; }
}

@media (max-width: 960px) {
    .footer-grid { grid-template-columns: 1fr 1fr 1fr; }
    .footer-brand { grid-column: 1 / -1; max-width: 480px; }
}

@media (max-width: 620px) {
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .footer-brand { grid-column: 1 / -1; }
    .footer-bottom { flex-direction: column; }
}

/* Modal */
.modal {
    position: fixed;
    inset: 0;
    z-index: 100;
    display: none;
    align-items: center;
    justify-content: center;
    padding: 24px;
}
.modal.is-open { display: flex; }
.modal-backdrop {
    position: absolute;
    inset: 0;
    background: rgba(10, 15, 44, .55);
    backdrop-filter: blur(2px);
    -webkit-backdrop-filter: blur(2px);
}
.modal-panel {
    position: relative;
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    width: 100%;
    max-width: 520px;
    max-height: calc(100vh - 48px);
    overflow-y: auto;
    animation: modal-in .18s ease-out;
}
@keyframes modal-in {
    from { opacity: 0; transform: translateY(8px); }
    to { opacity: 1; transform: translateY(0); }
}
.modal-close {
    position: absolute;
    top: 12px;
    right: 12px;
    width: 36px;
    height: 36px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: transparent;
    border: 1px solid transparent;
    border-radius: 8px;
    color: var(--slate);
    cursor: pointer;
}
.modal-close:hover { background: var(--cloud); color: var(--navy); }
.modal-body { padding: 32px; }
.modal-body h2 {
    font-size: 24px;
    color: var(--navy);
    margin: 0 0 6px;
}
.modal-sub { color: var(--ink-soft); font-size: 15px; margin: 0 0 24px; }

.contact-form { display: flex; flex-direction: column; gap: 16px; }
.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}
@media (max-width: 520px) {
    .form-row { grid-template-columns: 1fr; }
    .modal-body { padding: 24px 20px; }
}
.field { display: flex; flex-direction: column; gap: 6px; }
.field > span {
    font-size: 13px;
    font-weight: 600;
    color: var(--navy);
}
.field input,
.field textarea {
    font-family: inherit;
    font-size: 15px;
    color: var(--navy);
    background: var(--white);
    border: 1px solid var(--silver);
    border-radius: 8px;
    padding: 11px 12px;
    width: 100%;
    transition: border-color .15s ease, box-shadow .15s ease;
    min-height: 44px;
}
.field textarea { resize: vertical; min-height: 96px; line-height: 1.5; }
.field input:focus,
.field textarea:focus {
    outline: none;
    border-color: var(--blue);
    box-shadow: 0 0 0 3px rgba(26, 115, 255, .18);
}
.field.hp {
    position: absolute;
    left: -9999px;
    width: 1px;
    height: 1px;
    overflow: hidden;
}
.form-status {
    margin: 0;
    font-size: 14px;
    color: var(--ink-soft);
    min-height: 1.4em;
}
.form-status.ok { color: #0a7d57; }
.form-status.err { color: #c92e2e; }
.form-submit { align-self: flex-start; }
.form-submit:disabled { opacity: .65; cursor: not-allowed; transform: none; }

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        transition-duration: 0.01ms !important;
        scroll-behavior: auto !important;
    }
}

/* ── Stats bar ─────────────────────────────────────── */
.stats-bar {
    background: #0d1333;
    border-top: 1px solid rgba(255,255,255,.06);
    border-bottom: 1px solid rgba(255,255,255,.06);
    padding: 20px 0;
}
.stats-inner {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    flex-wrap: wrap;
}
.stat-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 2px;
    padding: 8px 32px;
}
.stat-num {
    font-size: 22px;
    font-weight: 700;
    color: #fff;
    letter-spacing: -.5px;
}
.stat-label {
    font-size: 12px;
    color: rgba(255,255,255,.5);
    text-transform: uppercase;
    letter-spacing: .08em;
}
.stat-divider {
    width: 1px;
    height: 36px;
    background: rgba(255,255,255,.1);
    flex-shrink: 0;
}
@media (max-width: 640px) {
    .stat-divider { display: none; }
    .stat-item { padding: 8px 20px; }
}

/* ── How it works ──────────────────────────────────── */
.steps-row {
    display: flex;
    align-items: flex-start;
    gap: 0;
    margin-top: 48px;
}
.step-item {
    flex: 1;
    padding: 0 24px;
}
.step-item:first-child { padding-left: 0; }
.step-item:last-child  { padding-right: 0; }
.step-num {
    font-size: 40px;
    font-weight: 800;
    /* Was #1A73FF @ opacity .25 (≈1.39:1). Soft slate-blue = 3.58:1,
       clears the WCAG AA large-text 3:1 bar while staying subtle. */
    color: #6E86C4;
    line-height: 1;
    margin-bottom: 12px;
    font-variant-numeric: tabular-nums;
}
.step-item h3 {
    font-size: 17px;
    font-weight: 700;
    margin-bottom: 8px;
}
.step-item p {
    font-size: 14px;
    line-height: 1.6;
}
.step-arrow {
    color: rgba(26,115,255,.3);
    padding: 0 8px;
    flex-shrink: 0;
    margin-top: 14px;
}
@media (max-width: 768px) {
    .steps-row { flex-direction: column; gap: 32px; }
    .step-arrow { transform: rotate(90deg); margin: 0 auto; padding: 0; }
    .step-item { padding: 0; }
}

/* ── Gateway logos ─────────────────────────────────── */
.gw-logos {
    display: flex !important;
    gap: 8px !important;
    flex-wrap: wrap;
    list-style: none;
    padding: 0;
    margin: 0;
    justify-content: center;
}
.gw-logo {
    padding: 6px 16px;
    border-radius: 20px;
    background: rgba(255,255,255,.07);
    border: 1px solid rgba(255,255,255,.12);
    font-size: 13px;
    font-weight: 500;
    color: rgba(255,255,255,.8);
    letter-spacing: .02em;
    transition: background .2s, border-color .2s;
}
.gw-logo:hover {
    background: rgba(255,255,255,.12);
    border-color: rgba(255,255,255,.25);
}

/* ── Trust / compliance bar ────────────────────────── */
.trust-section {
    border-top: 1px solid var(--c-border, #e5e7eb);
}
.trust-label {
    text-align: center;
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: .1em;
    margin-bottom: 28px;
    font-weight: 500;
    /* Was opacity:.6 (≈2.87:1, fails AA). Solid slate = 7.5:1. */
    color: var(--slate);
}
.trust-badges {
    display: flex;
    gap: 12px;
    justify-content: center;
    flex-wrap: wrap;
}
.trust-badge {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 10px 20px;
    border: 1px solid var(--c-border, #e5e7eb);
    border-radius: 8px;
    font-size: 13px;
    font-weight: 500;
}
.trust-badge svg { color: #1A73FF; flex-shrink: 0; }